Personal Insurance

Homes come in all shapes and sizes, but no matter the size they are each a castle to the owner. As one of the largest investments most will make in their lifetime, it is important to ensure the coverage is correct.  We will take the time to review your specific situation and tailor fit the coverage for you. As life changes, we will be there to make sure your policy keeps up with those changes, ensuring the coverage meets your needs.

Homeowners insurance is not a one size fits all product and needs to be customized to each individuals needs in order to property cover you and your belongings. When reviewing your Home Insurance needs one should consider the following:

• Dwelling Protection: This coverage is specific to the structure of the house as well as other structures that are attached to it, like a garage or deck
• Other Structures: Typically this is included in your coverage but as a separate limit and covers things like detached garages, sheds, etc..
• Personal Property: This would be contents inside the structure of the house such as furniture, electronics, personal belongings, etc... typically you would want to purchase additional coverage for any higher valued items such as jewelry, fine arts, or collectibles.
• Liability Coverage: This covers someone not living with you that may be injured while on your property.

High-Value Homeowners: In some situations a home and its contents are valued much higher then what a standard homeowners policy would properly cover.  We have access to specialty markets that will allow for consideration of these homes and their unique coverage requirements.  If you have a luxury home Foundation Insurance Services is ready to help you .

  For questions or additional information give us a call. (480) 999 -2088