Business Insurance

With nearly 25 years of industry experience we understand how a loss can negatively impact a business. We are here to work on your behalf with top-rated insurance companies and secure superior property insurance which provides coverage terms and enhancements that are tailored to your specific needs. We want to provide you a foundation of security, knowing that if and when tragedy strikes your insurance will properly respond.

Business Property Insurance is something every company needs, whether you own your own building, lease a space or work from home it is important you are properly covered.  Property Insurance protects your building and its contents, as well as exterior fixtures, such as a fence or outdoor sign. 

Our team of experts are ready to work with you and determine what coverage is adequate.  So, whether new in business or reviewing existing property coverage, we encourage you to consider the following:

• What is the right amount of coverage? It is important to have a sufficient amount of insurance to rebuild physical structures and/or replace building contents in case of fire, theft or other covered loss.
• Does your business personal property stay at your physical location or travel with you to job sites? If your property is moved from location to location it will need to be covered differently then business personal property that stays at the business address. 
• Do you Lease or Own the building/space you occupy? Does your property have a fence, awning, shade/parking structure, or out building? It is important all parts of the property are listed and properly covered for the policy to respond appropriately.
• Are you subject to flood? Some would argue that all property is in a flood zone and you should have coverage (a separate type of property policy) in the event a flood does occur.  Do you need or are you required to carry a flood policy?
• Do you have coverage for loss of income due to a covered loss? If you have a loss and your business can not operate due to the loss, or needs to temporarily move to a different location, how will your policy respond to help with those costs? Business Interruption or Business Income coverage can help offset these costs for a period of time or until you get back up and running.
• Ordinance or Law Coverage: Is your business operated out of an older building or part of town?  Do you know if the building will need to be updated in the event of a loss because of changes to the laws regulating construction? This coverage provides an extra level of protection to compensate these changes.

Foundation Insurance Serves is ready to help you evaluate the coverage amounts on your commercial property to ensure they meet the needs of your company. Our goal is to establish and solidify a long lasting partnership with you.  We want to be there to cheer your business on to success and provide the foundation on which to rebuild in the unfortunate event of a loss.

 For questions or additional information give us a call. (480) 999 -2088